At A1 Cash Now, we specialize in discreet, high-value collateral loans for your luxury items. Whether you're facing a short-term cash need or simply prefer not to part with something meaningful, we're here to help — without the pressure to sell.
We provide secure, confidential loans using premium assets such as gold bullion, Cartier and Rolex watches, Hermès handbags, fine gold jewelry, diamonds, and other high-end valuables. We also accept select electronics like professional cameras, laptops, and gaming systems.
Your items are stored safely and securely, and our process is fast, fair, and completely transparent. We’ll always offer more than the other guys — guaranteed.
Washington State Pawn Shop Fees (RCW 19.60.060)
All loans offered are collateral-based and have a repayment period of up to 90 days or more, in full compliance with Google Ads policies and Washington State law.
Interest Rate
Maximum 3% per 30-day period (monthly) on the loan amount.
Loan Documentation / Preparation Fee (charged once per loan)
| Loan Amount | Maximum Allowed Prep Fee |
|---|---|
| $50–$99.99 | 15% of loan |
| $100–$249.99 | 13% of loan |
| $250–$499.99 | 10% of loan |
| $500–$999.99 | 8% of loan |
| $1,000–$1,499.99 | 7.5% of loan |
| $1,500–$1,999.99 | 7% of loan |
| $2,000 and above | 6% of loan |
Service Charges (per 30-day period)
| Loan Amount | Maximum Service Fee |
|---|---|
| $0 – $50 | $1 |
| $50.01 – $100 | $2 |
| $100.01 and above | $3 |
Storage Fees
- Up to $2.00 per item per month
- Additional $0.50 per cubic foot if the item exceeds 1 cubic foot
Consequences of Non-Payment
If the loan is not repaid in full (including interest and fees) by the due date, the pledged collateral may be forfeited. This means ownership of the item(s) will transfer to the pawnshop, and they may be sold to recover the unpaid balance.
All fees above are compliant with RCW 19.60.060 and regulated by the State of Washington. No other fees may be charged unless specifically allowed under law.
The most popular items brought in for our collateral loan service:
